Vol.10, No.1, February 2021.                                                                                                                                                                           ISSN: 2217-8309

                                                                                                                                                                                                                        eISSN: 2217-8333


TEM Journal



Association for Information Communication Technology Education and Science

Opportunities of Digital Technologies in Leveling Financial and Socio-economic Exclusion Problems


Viktoriia Druzhynina, Ganna Likhonosova, Lyudmyla Davidyuk, Aleksandr Kievich, Galyna Lutsenko


© 2021 Ganna Likhonosova, published by UIKTEN. This work is licensed under the Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 License. (CC BY-NC-ND 4.0)


Citation Information: TEM Journal. Volume 10, Issue 1, Pages 113-120, ISSN 2217-8309, DOI: 10.18421/TEM101-14, February 2021.


Received: 13 August 2020.

Revised:   14 January 2021.
Accepted: 19 January 2021.
Published: 27 February 2021.




The article reflects the current problems of society, in the direction of using digital technologies. The authors pay special attention to the possibilities of attracting digital technologies in the process of levelling financial and socio-economic exclusion among people with disabilities. The authors analysed modern methods of obtaining information when a person does not just receive educational services, but programs his brain to further produce it in a particular area. The authors came to the conclusion that the prevailing global goal of hedonism, with the inability to build images of the future, leads to the fact that society becomes less tolerant and counts on quick and easy success. Therefore, the rules of digital hygiene should become the legislative norm of the life of a modern person.


Keywords: digital technologies, integration, financial problems, socio-economic exclusion, society.



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